Case Study: This Rehabber Earned 6-Figures—We Funded It

How VenusVenture.us Structures Private Lending Deals for Success

Every successful private loan tells two stories: the borrower’s transformation of a property and the investor’s return on capital. While VenusVenture.us is a new business and has not yet deployed loans, the following case study demonstrates the type of deal we’re structured to fund and how our model is designed to protect capital while fueling growth for real estate entrepreneurs.

The Borrower’s Challenge

A seasoned rehabber spotted a single-family property in a promising secondary market. The home was distressed, undervalued, and in need of significant repairs. The rehabber knew the property could sell at a much higher price once renovated—but speed was essential.

Traditional banks said “no” because:

• The property’s condition didn’t meet lending standards
• The borrower needed funding in days, not months
• The deal required flexible terms

This is where private lending steps in.

The Loan Structure

Here’s how VenusVenture.us would have structured this loan under our criteria:

• Loan Amount: $280,000
• Purchase Price: $220,000
• Rehab Budget: $60,000
• After Repair Value (ARV): $400,000
• Loan-to-Value (LTV): 70% of ARV
• Term: 12 months
• Exit Plan: Sale of property after rehab

By capping the loan at 70% of ARV, we ensure both the borrower has enough funding to complete the project and investors have an equity cushion to protect capital.

The Transformation

The rehabber completed the renovations in under 6 months:

• Updated kitchens and bathrooms
• Installed new flooring and fixtures
• Improved landscaping and curb appeal
• Added modern energy-efficient features

The property went from vacant and distressed to turnkey and market-ready.

The Results

• Final Sale Price: $420,000
• Gross Profit for Borrower: ~$80,000 (after expenses)
• Investor Returns (Modeled): 10–12% annualized, paid monthly
• Loan Repaid: In full, ahead of schedule

The borrower walked away with 6-figure gross profits, and investors enjoyed strong, secured returns with minimal risk exposure.

Why This Deal Worked

1. Strong Collateral – Property was purchased below market with a clear value-add plan.
2. Experienced Borrower – Rehabber had a proven track record of completing projects on time.
3. Conservative Leverage – Capped LTV at 70% ARV ensured a protective equity cushion.
4. Short Duration – The 12-month loan reduced exposure and provided fast capital recycling.
5. Clear Exit – A clean sale in a high-demand market made repayment highly predictable.

The VenusVenture.us Approach

This case illustrates the type of real estate entrepreneur-friendly funding we’re positioned to provide at VenusVenture.us. While we are a new business and haven’t yet funded projects, our underwriting criteria, loan structures, and capital protection strategies are designed to replicate results like these:

• Helping entrepreneurs seize opportunities quickly
• Protecting investor capital with strong safeguards
• Delivering secured returns that outperform traditional debt

Final Thoughts

Not every project qualifies—but when the numbers, borrower, and market fundamentals align, private lending can create win-win scenarios. Rehabbers get the speed and flexibility they need, while investors enjoy consistent, secured returns backed by real assets.

At VenusVenture.us, these are exactly the kind of opportunities we aim to fund as we begin our journey in private lending.